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Loans, Mortgages & Credit Cards Bringing you the latest news and resources from around the world. 
Using the selection of topics on the left, you are able to navigate the website to find news and resources for the topics that are of interest to you. If there are any topics not included here, which you would like to see featured. Please contact us and we will endeavour to accommodate your request. Loans, Mortgages & Credit CardsDaily Telegraph - Bad debt records at credit reference agencies will prevent former students from raising mortgages or receiving credit cards or business loans. Read More Government toughens stance over non-payment of student loansFinancial Times - It would appear that consumers are using credit cards to fund their other loans.†According to the Bank of England, UK consumer debt, excluding mortgages, now exceeds £1,300bn ($2,580bn), up by close to a third since last summer. Read More Moneysupermarket bullish despite slowdownIC Wales - The money vertical has enjoyed double-digit growth year to date, with broadly flat performance in loans and mortgages offset by very strong growth in credit cards and savings products. Read More Price check guru cashes inNWITimes.com - Charlton's predicament arose as lenders are taking steps to rein in credit because more consumers are missing payments on mortgages, credit cards and loans. Read More More Americans tap retirement accountsTimes Online - Simon Nixon, the chief executive, said a broadly flat performance in loans and mortgages was offset by "very strong growth" in credit cards and savings products. Read More The City watchdog said it had identified the three sub-prime firms - who lend to customers on elevated credit risk - as having helped customers overstate their income to obtain a larger mortgage. This could be an indication that brokers are acting aggressively in their efforts to get business from people who do not qualify for mortgages. The FSA refused to name the firms. Ben Stafford, director of policy at the AMI, said: "This is a regulated market now and any firms that inflate income or don't put the proper procedures in place could face exposure and action from the FSA. It's fraud at the end of the day." The investigation underscores a warning delivered by the FSA in May, when it told chief executives of mortgage lenders to improve the information they gave consumers about home loans. But in its review of compliance by small mortgage brokers published yesterday, the FSA said there was little evidence of how the brokers' recommended sub-prime product met the customer's needs and circumstances. "It is difficult to establish the level of consumer detriment or potential mis-selling as many of the failings related to poor record-keeping and brokers could provide more detail when challenged, but we will be looking for better evidence of compliance with our requirements," said Mr Watson. Since October companies have been required to supply customers with an initial disclosure document, which details the services it provides, and a key facts illustration
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